:root{--navy:#082f57;--navy2:#061f39;--lime:#91b51c;--lime2:#789c0e;--red:#c83b35;--ink:#132536;--muted:#5c6873;--paper:#f5f7f8;--warm:#fbf7ef;--white:#fff;--line:#dce3e8;--shadow:0 18px 55px rgba(7,38,66,.13);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.66;font-size:16px}img{max-width:100%;display:block}a{color:var(--navy);text-decoration:none}a:hover{text-decoration:none;color:var(--lime2)}h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.12;margin:0 0 .75rem}h1{font-size:clamp(2.55rem,5.4vw,5.25rem);letter-spacing:-.035em}h2{font-size:clamp(2rem,3.8vw,3.4rem);letter-spacing:-.025em}h3{font-size:1.35rem}p{margin:.25rem 0 1.1rem}.site-header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 1px 0 rgba(10,43,72,.1)}.topbar{background:var(--navy2);color:#fff;padding:.45rem max(4vw,calc((100vw - 1240px)/2));display:flex;justify-content:space-between;gap:1.5rem;font-size:.78rem;letter-spacing:.02em}.nav-wrap{max-width:1320px;margin:auto;padding:.65rem 2rem;display:flex;align-items:center;gap:1.2rem}.brand{display:flex;align-items:center;min-width:220px}.brand img{width:188px;height:72px;object-fit:contain}.brand span{display:none}.nav{display:flex;align-items:center;gap:1.2rem;margin-left:auto}.nav a{font-weight:700;font-size:.88rem;color:var(--ink);white-space:nowrap}.header-cta{display:flex;gap:.55rem}.menu{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:10px;padding:.7rem .9rem;font-weight:800;color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;padding:.88rem 1.15rem;border-radius:999px;background:var(--red);border:2px solid var(--red);color:#fff!important;font-weight:800;box-shadow:0 8px 20px rgba(200,59,53,.18);transition:.2s transform,.2s background}.btn:hover{transform:translateY(-1px);background:#ae2e29}.btn.ghost{background:#fff;color:var(--navy)!important;border-color:var(--navy);box-shadow:none}.btn.light{background:#fff;border-color:#fff;color:var(--navy)!important}.btn.outline-light{background:transparent;border-color:#fff;color:#fff!important}.hero,.page-hero{max-width:1320px;margin:auto;padding:clamp(3.6rem,7vw,7.2rem) 2rem}.hero{display:grid;grid-template-columns:1.02fr .98fr;gap:clamp(2.5rem,5vw,5.5rem);align-items:center;min-height:690px}.hero-copy{max-width:700px}.hero-image{position:relative}.hero-image:before{content:"";position:absolute;inset:-18px 20px 20px -18px;border-radius:26px;background:linear-gradient(145deg,var(--lime),var(--navy));z-index:-1;opacity:.18}.hero-image img{width:100%;height:clamp(430px,52vw,650px);object-fit:cover;border-radius:24px;box-shadow:var(--shadow)}.lead{font-size:clamp(1.08rem,1.8vw,1.28rem);color:#415363;max-width:760px}.eyebrow{display:inline-block;margin-bottom:.8rem;text-transform:uppercase;letter-spacing:.14em;font-size:.74rem;font-weight:900;color:var(--red)}.hero-actions,.cta-actions{display:flex;gap:.75rem;flex-wrap:wrap;margin:1.55rem 0}.trust-row{display:flex;gap:.55rem;flex-wrap:wrap;margin-top:1.2rem}.trust-row span{border:1px solid var(--line);background:#fff;padding:.52rem .75rem;border-radius:999px;font-size:.82rem;font-weight:700}.quick{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:3.2rem max(2rem,calc((100vw - 1240px)/2));display:grid;grid-template-columns:.68fr 1.32fr;gap:2.5rem;align-items:start}.quick h2,.quick .eyebrow{color:#fff}.quick ul{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.65rem 1.3rem;margin:0;padding:0;list-style:none}.quick li{padding:.76rem 0 .76rem 1.7rem;border-bottom:1px solid rgba(255,255,255,.18);position:relative}.quick li:before{content:"✓";position:absolute;left:0;color:var(--lime);font-weight:900}.section{max-width:1240px;margin:auto;padding:clamp(4rem,7vw,7rem) 2rem}.section:nth-of-type(even){position:relative}.section.split{display:grid;grid-template-columns:1fr .92fr;gap:clamp(2.8rem,6vw,6rem);align-items:center}.section.split.reverse>div{order:2}.section.split.reverse>img{order:1}.section.split img{width:100%;height:460px;object-fit:cover;border-radius:22px;box-shadow:var(--shadow)}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:1.8rem}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.45rem;box-shadow:0 10px 30px rgba(7,38,66,.06);transition:.2s transform,.2s box-shadow}.card:hover{transform:translateY(-3px);box-shadow:0 16px 38px rgba(7,38,66,.11)}.card h3 a{color:var(--navy)}.card p:last-child{margin-bottom:0}.cta-band{background:linear-gradient(125deg,var(--lime2),var(--lime));color:#10220b;padding:3.3rem max(2rem,calc((100vw - 1240px)/2));display:flex;align-items:center;justify-content:space-between;gap:2rem}.cta-band h2{color:#10220b}.cta-band>div:first-child{max-width:760px}.faq .narrow{max-width:900px;margin:auto}.faq details{background:#fff;border:1px solid var(--line);border-radius:13px;padding:0 1.2rem;margin:.75rem 0}.faq summary{padding:1rem 0;cursor:pointer;font-weight:800;color:var(--navy)}.faq details p{padding:0 0 1rem}.page-hero{background:linear-gradient(140deg,#f6f9fb,#eef4f7);max-width:none;padding-left:max(2rem,calc((100vw - 1240px)/2));padding-right:max(2rem,calc((100vw - 1240px)/2))}.page-hero>*{max-width:900px}.hub{max-width:1240px;margin:auto;padding:1rem 2rem 6rem}.cluster{padding:3.2rem 0;border-top:1px solid var(--line)}.cluster p{max-width:760px}.link-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.8rem;margin-top:1.3rem}.link-grid>div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:.95rem 1rem;box-shadow:0 5px 16px rgba(7,38,66,.04)}.link-grid a{font-weight:700}.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.big-link{font-size:1.12rem;font-weight:900}footer{background:var(--navy2);color:#dbe6ee;padding:4.5rem 2rem 6rem}footer h2{font-size:1.15rem;color:#fff}footer a{color:#fff}.footer-grid{max-width:1240px;margin:auto;display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:2rem}.footer-logo{width:230px;background:#fff;border-radius:14px;padding:.55rem;margin-bottom:1rem}.copyright{max-width:1240px;margin:2.2rem auto 0;border-top:1px solid rgba(255,255,255,.16);padding-top:1.3rem;font-size:.84rem}.sticky{display:none}.micro{font-size:.86rem;color:var(--muted)}
@media(max-width:1080px){.nav{gap:.75rem}.nav a{font-size:.8rem}.brand{min-width:170px}.brand img{width:160px}.header-cta .btn{padding:.75rem .9rem;font-size:.82rem}}
@media(max-width:900px){.topbar span:last-child{display:none}.nav-wrap{flex-wrap:wrap;padding:.55rem 1.2rem}.brand img{width:150px;height:62px}.menu{display:block}.nav{display:none;width:100%;order:5;flex-direction:column;align-items:flex-start;padding:1rem 0;border-top:1px solid var(--line)}.nav.open{display:flex}.header-cta{display:none}.hero{grid-template-columns:1fr;min-height:0}.hero-image img{height:480px}.quick,.section.split{grid-template-columns:1fr}.section.split.reverse>div,.section.split.reverse>img{order:initial}.cards,.link-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){body{padding-bottom:64px}.topbar{font-size:.7rem;padding:.4rem 1rem}.nav-wrap{padding:.45rem 1rem}.brand img{width:140px;height:58px}.hero,.page-hero,.section{padding-left:1.1rem;padding-right:1.1rem}.hero{padding-top:2.6rem;padding-bottom:3rem;gap:2rem}.hero-image img{height:320px;border-radius:16px}.quick{padding:2.4rem 1.1rem}.quick ul,.cards,.link-grid,.contact-grid{grid-template-columns:1fr}.section{padding-top:3.7rem;padding-bottom:3.7rem}.section.split img{height:330px}.cta-band{display:block;padding:2.6rem 1.1rem}.footer-grid{grid-template-columns:1fr}.sticky{position:fixed;z-index:999;left:0;right:0;bottom:0;display:grid;grid-template-columns:1fr 1.3fr;box-shadow:0 -6px 24px rgba(0,0,0,.2)}.sticky a{padding:1rem;text-align:center;font-weight:900;background:#fff;color:var(--navy)}.sticky a:last-child{background:var(--red);color:#fff}}

/* Topic-matched hero treatment */
.page-hero.hero{display:grid;grid-template-columns:1.02fr .98fr;gap:clamp(2.5rem,5vw,5.5rem);align-items:center;max-width:1320px;margin:auto;padding:clamp(3.6rem,7vw,7.2rem) 2rem}
.page-hero.hero .hero-image img{height:clamp(360px,42vw,540px)}
@media(max-width:900px){.page-hero.hero{grid-template-columns:1fr}.page-hero.hero .hero-image{order:-1}.page-hero.hero .hero-image img{height:clamp(280px,72vw,440px)}}